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Regulatory Risk Assessment Platform
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Terms Of Use

BY CLICKING THE "I ACCEPT" BUTTON DISPLAYED AS PART OF THE LOGIN PROCESS, YOU (USER) AGREE TO THE FOLLOWING TERMS AND CONDITIONS (THE "AGREEMENT") GOVERNING YOUR USE OF TURBOCOMPLIANCE (THE "PLATFORM").  IF YOU ARE ENTERING INTO THIS AGREEMENT ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY, YOU REPRESENT THAT YOU HAVE THE AUTHORITY TO BIND SUCH ENTITY TO THIS AGREEMENT, IN WHICH CASE THE TERM USER SHALL REFER TO SUCH ENTITY. IF YOU DO NOT HAVE SUCH AUTHORITY, OR IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, YOU MUST SELECT THE "I DECLINE" BUTTON AND MAY NOT USE THE SERVICE.

Section 1. Definitions.  Please reference Addendum A for the definition to terms used in this Agreement, which is incorporated herein by reference.

Section 2. Grant of License.

A.	Company hereby grants Licensee and its Users a non-exclusive, non-transferable, worldwide right to use the web based suite of business infrastructure, business process and compliance automation technologies described in the Addendum B (Platform), powered by Company Technology using Company Servers subject to the terms and conditions of this Agreement.  All rights not expressly granted to Licensee are reserved by Company and it’s Licensors (Company).

B.	Licensee represent and warrant that Licensee and Users shall strictly adhere to the following:

1.	Maintain strict confidentiality of each User name and password combination, and only issue a specific User name and password to one individual.  Not permit any other person or entity, to use or gain access to the Platform with that specific User name and password, and provide reasonable security procedures and devices to protect against unauthorized usage of or access thereto.
2.	Only use the Platform for its internal business use and not in the operation of a service bureau or for the benefit of any other person or entity.
3.	Not rent, lease, license, sublicense, sell, resell, transfer, assign, distribute or otherwise commercially exploit or make available to any third party the Platform in any way.
4.	Not modify, adapt in any way or make derivative works based upon the Platform.
5.	Not create Internet "links" to or "frame" or "mirror" the Platform on any other server or wireless or Internet-based device. 
6.	Not translate, decompile, disassemble, reverse engineer, reverse assemble, or otherwise access the Platform in order to or in an attempt to:
a.	build a competitive product or service, 
b.	build a product using similar ideas, features, functions or graphics of the Platform, or 
c.	copy any ideas, features, functions, know how, or graphics of the Platform.  
8.	Not remove, obscure, or alter Company's proprietary notices, trademarks, or other proprietary rights notices affixed or contained in the Platform.
9.	Not use the Platform in any manner, or in connection with any content, data, hardware, software or other materials provided by or on behalf of Licensee or any User that:
a.	infringes upon or violates any outstanding, pending or potential patent, copyright, trade secret, trademark, or other intellectual property right of Company,
b.	constitutes a defamation, libel, invasion of privacy, or violation of any right of publicity or other third-party right or is threatening, harassing or malicious, or
c.	violates any applicable international, federal, state or local law, rule, legislation, regulation or ordinance.
10.	Not use the Platform for any illegal, obscene, offensive or immoral purpose, or to transmit communications described in 47 U.S.C. Section 223(b). 
11.	Ensure that all User Materials are free from viruses, worms, Trojan horses and other malicious code.
12.	ALL messages sent using the Platform must contain the language “Powered By” and the Logo or other language designated by the Company, in a size and position which is clearly readable and understood by the recipient; Company may elect to change the Logo or other designated language from time to time.
13.	Insure that each User agrees to the Application Service Provider Agreement (Addendum E), by, at a minimum, accessing the system with their unique User name and password..

C.	Licensee shall ensure Licensee and Users strictly comply with all of the terms and conditions of this Agreement, the Application Service Provider Agreement, (Addendum E) a copy of which is attached hereto and incorporated herein by reference and all other Addendums, Schedules and Exhibits

D.	User Status Process.  In order for an individual to access the Platform, Licensee must authorize User Status by:
1.	submitting a request to Company, specifying the User Level and related User rights and privileges.  
2.	Company receives payment, if applicable, per the Fees Section and Addendum B
3.	Company receives an Application Service Provider Agreement (Addendum E) executed by the User (in either electronic or hard copy).

Section 3. Account Information and Data.  User shall have sole responsibility for the accuracy, quality, integrity, legality, reliability and appropriateness of all Platform Data.  Company shall not be responsible or liable for the deletion, correction, destruction, damage, loss or failure to store any Platform Data.

Section 4.  Property and Intellectual Property Rights.  Company shall own all right, title and interest, including all related Intellectual Property Rights, in and to the Platform, Company Server, Company Technology, Content and any suggestions, ideas, enhancements, modifications, feedback, recommendations or other information provided by Licensee, any User or any other party relating to the Platform, Company Server, Company Technology or Content.  This Agreement is not a sale, lease or any other form of conveyance, and does not convey to Licensee, any User or any other person any rights of ownership in or related to the Platform, Company Server, Company Technology, Content or any related intellectual property rights.

Section 5.  Fees.  Licensee shall compensate Company pursuant to the below referenced Fee Schedule and Billing Practices, and in accordance with Addendum B.

A.	Implementation Fee.  As set forth in Addendum B, Licensee shall pay $ 0.00 to Company for implementation services rendered hereunder.

B.	Monthly Subscription Fees.  The Monthly Subscription Fees payable to Company shall consist of:

1.	a monthly minimum fee (“Monthly Minimum Fee”) of $ 0.00 derived from the minimum number of User Licenses allocated between the Users Levels as set forth below (more fully described in Addendum B), and

2.	additional usage fees (“Monthly Usage Fees”) calculated from the below referenced Fee Schedule for additional User Licenses or usage of the Platform beyond the Base Fee portion.

C.	Fee Schedule

1.	Level 1 User, as defined in Addendum A with access to the Platform as detailed in Addendum B, shall accrue at a monthly rate of $ 0 per User.

Section 6.  Operating Environment.  The Parties acknowledge that successful implementation and use of the Platform derives from the use of Company Technology in one of the Company’s Network Operation Centers (Company NOC).  Company shall maintain all right, title, interest, dominion and control over all Company Technology regardless of the location of the same.

Section 7.  Platform Support and Training.  REDACTED

Section 8.  Platform Updates.  REDACTED

Section 9.  Platform Standards.  REDACTED

Section 10.  Additional Work.  REDACTED

Section 11.  Confidentiality.

Except as expressly provided in this Agreement, Licensee and all Users shall keep secret and confidential and shall not disclose, provide or otherwise make available to any person confidential or proprietary information, including but not limited to, financial information, documentation, technical, strategic planning and any intellectual property.  Licensee and all Users (i) shall use best efforts, and shall employ reasonable security measures, to prevent any unauthorized disclosure of the Proprietary Information and (ii) shall immediately advise Company of any information Licensee or any User has or receives of any actual or potential unauthorized disclosure or access.  Licensee and all Users acknowledge that the Platform is only being disclosed to Licensee and all Users based on a confidential relationship established under this Agreement.  Licensee and all Users further acknowledge that such information is to be used only as expressly permitted hereunder, and that the restrictions of this Agreement are necessary to protect the secrecy of the information and to protect against the occurrence of irreparable injury or harm to Company.

Section 12.  Indemnity.  Licensee and Users shall indemnify, defend, and hold harmless Company and its affiliates and the directors, officers, employees, consultants and agents with respect to any claim, demand, cause of action, debt or liability, including reasonable attorneys' fees, to the extent that it is based upon any third party claim that, if true, would constitute a breach of any of the Licensee’s or any User's representations, warranties, obligations, covenants or agreements hereunder.  Section 13.  Disclaimer of Warranties.  ALTHOUGH COMPANY WILL MAKE ALL COMMERCIALLY REASONABLE EFFORTS TO ENSURE THAT THE PLATFORM IS FREE OF VIRUSES AND DAMAGING OR DISABLING CODE, ERRORS OR OTHER DEFECTS, THE PLATFORM IS PROVIDED "AS IS" WITH ALL FAULTS AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH THE LICENSEE AND EACH USER.  LICENSEE AND EACH USER ACKNOWLEDGE THAT, BECAUSE OF THE NATURE OF THE INTERNET, THE PRODUCT MAY NOT BE ACCESSIBLE WHEN NEEDED, AND THAT INFORMATION TRANSMITTED OVER THE INTERNET (INCLUDING, BUT NOT LIMITED TO, THE PRODUCT OUTPUT AND ANY INFORMATION ENTERED BY OR UPLOADED BY THE LICENSEE OR ANY USER) MAY BE SUBJECT TO THIRD PARTY INTERCEPTION AND MODIFICATION.  COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OR CONDITIONS, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, ACCURACY OF INFORMATIONAL CONTENT, AND ABSENCE OF VIRUSES AND DAMAGING OR DISABLING CODE. NEITHER COMPANY NOR ITS LICENSORS WARRANT THE ACCURACY, CORRECTNESS, COMPLETENESS, OR TIMELINESS OF THE PLATFORM. NEITHER COMPANY NOR ITS LICENSORS SHALL BE RESPONSIBLE FOR INVESTMENT DECISIONS, DAMAGES, OR OTHER LOSSES RESULTING FROM USE OF THE PLATFORM OR THE INFORMATION CONTAINED THEREIN.  PAST PERFORMANCE DOES NOT GUARANTEE FUTURE RESULTS. COMPANY SHALL NOT BE CONSIDERED AN "EXPERT" UNDER THE SECURITIES ACT OF 1933, NOR AN INVESTMENT ADVISER UNDER THE INVESTMENT ADVISERS ACT OF 1940 OR AND STATE INVESTMENT ADVISER LAW.  ANY RESEARCH PROVIDED SHOULD NOT BE CONSTRUED AS A SOLICITATION, ENDORSEMENT OR RECOMMENDATION TO BUY OR SELL A SECURITY, OR IN ANY MANNER IMPLEMENT A FINANCIAL PLAN.  THE INFORMATION CONTAINED IN THE PLATFORM SHOULD NOT BE CONSTRUED AS INVESTMENT ADVICE OR ANY OTHER TYPE OF ADVICE.  IT IS FOR LICENSEE’S AND EACH USER’S INFORMATION AND EDUCATION ONLY.  COMPANY DOES NOT WARRANT THAT THIS PRODUCT COMPLIES WITH THE SECURITIES LAWS OR INVESTMENT ADVISER LAWS OF ANY JURISDICTION OR WITH THE REQUIREMENTS OF THE SEC, AND STATE REGULATORY AUTHORITY OR THE NASD.

Section 14.  Limitation of Liability.  Licensee and Users are solely responsible for (i) their use of the Platform, and (ii) any damages to themselves, any User, any Client and/or any other third parties arising from the use of the Platform.  Company will not be liable for: (i) loss of, or damage to, records or information of Licensee or any User or any Client; or (ii) any damages suffered or claimed by Licensee,  User or any Client or third party based on any third party claim.

REGARDLESS OF THE BASIS ON WHICH LICENSEE, ANY USER, CLIENT OR OTHER PARTY MAY BE ENTITLED TO RECOVER DAMAGES FROM COMPANY (INCLUDING, WITHOUT LIMITATION, BREACH OF WARRANTY, CONTRACT OR FIDUCIARY DUTY; FRAUD, NEGLIGENCE, MISREPRESENTATION, OTHER TORT, OR INDEMNITY) COMPANY’S LIABILITY WILL BE LIMITED TO ACTUAL DIRECT DAMAGES THAT CAN BE PROVEN UP TO AN AMOUNT NOT TO EXCEED HALF OF THE AMOUNT OF THE MONTHLY SUBSCRIPTION FEES RECEIVED HEREUNDER BY COMPANY IN THE CALENDAR MONTH IN WHICH THE DIRECT DAMAGES ARE INCURRED.  FURTHERMORE, THE PARTY SUFFERING SUCH DAMAGES OR LOSSES MUST FIRST EXHAUST ANY AVAILABLE LEGAL AND EQUITABLE REMEDIES AGAINST PARTIES OTHER THAN COMPANY.

COMPANY SHALL IN NO EVENT BE LIABLE TO LICENSEE, ANY USER OR THIRD PARTY (INCLUDING THE CLIENTS OF USER) FOR ANY CONSEQUENTIAL, EXEMPLARY, SPECIAL, INDIRECT, INCIDENTAL OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, SAVINGS, REVENUES, BUSINESS OPPORTUNITIES OR BUSINESS ADVANTAGES) WHATSOEVER, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Section 15. Term.  This Agreement shall commence on the Effective Date and continue for an evaluation period determined by the Company.

Section 16.  Termination.  The Company may terminate the Agreement at any time, with out notice.

Section 17 Responsibility for SEC, State Regulatory Authority and NASD Compliance.  REDACTED

Section 18. Verification.  At Company's written request, Licensee or any User shall furnish Company with a signed certification verifying that the Applications are being used pursuant to the provisions of this Agreement.  Company may audit Licensee or any User's use of the Platform, Company Technology, Company Server or Content.  If such audit occurs on Licensee or User property, such audit shall be conducted during regular business hours and shall not unreasonably interfere with Licensee’s or User's business activities.  If an audit reveals that Licensee has underpaid fees to Company, Licensee shall be invoiced for such underpaid fees and shall also pay Company for the cost of the audit if the underpayment exceeds 5% of fees due during the audited period.  On site Audits shall be conducted no more than once annually.

Section 19. Taxes.  Licensee shall pay all applicable sales, use, transfer or other taxes and all duties, whether international, national, state, or local, however designated, which are levied or imposed by reason of the transaction contemplated hereby, excluding, however, income taxes on profits which may be levied against Company.  Licensee shall reimburse Company for the amount of any such taxes or duties paid or accrued directly by Company as a result of this transaction.

Section 20. Non-Solicitation of Employees, Consultants or Agents:

A.	Licensee shall not during the term hereof and for a period of two (2) years after the termination of this Agreement, solicit for employment or contract with in any way any employees, or independent contractors of Company, provided by the Company as a result of this Agreement.  Upon discovery of the same, Licensee shall immediately terminate any relationship with such individual and/or any related entity.

Section 21.  General Terms and Conditions

A.	Notices. Any notice provided for or permitted under this Agreement will be treated as having been given when (a) delivered personally, (b) sent by confirmed fax, (c) sent by commercial overnight courier with written verification of receipt, or (d) mailed postage prepaid by certified or registered mail, return receipt requested, to the party to be notified, at the address set forth below, or at such other place of which the other party has been notified in accordance with the provisions of this Section (Notices).  Such notice will be treated as having been received upon the earlier of actual receipt or 3 business days after dispatch.
B.	Waiver and Amendment.  The failure of either Party at any time or times to require full performance of any provision hereof will in no manner affect the right of such Party at a later time to enforce the same.  Except as expressly provided herein, no amendment of, or modification to, this Agreement be shall be effective unless in writing and signed by a duly authorized representative of each of the parties hereto; provided, however, that Company reserves the right to alter the Platform or the address at which it may be accessed.  Additionally, Company reserves the right to modify the administrative terms and conditions of this Agreement or its policies relating to the Platform, Company Technology, Company Server or Content at any time, effective upon posting of an updated version of this Agreement on the Platform.  Licensee is responsible for regularly reviewing this Agreement. Continued use of the Platform after any such changes shall constitute Licensee’s consent to such changes.  
C.	Severability.  If any provision of this Agreement is held invalid or unenforceable for any reason, the remainder of the provision shall be amended to achieve as closely as possible the economic effect of the original term and all other provision shall continue in full force and effect.  Every provision of this Agreement shall be independent of and severable from the other provisions hereof.  If any provision shall be held by a court of competent jurisdiction to be invalid or unenforceable, all remaining provisions shall continue unimpaired and in full force and effect.
D.	Survival. Neither the termination nor expiration of this Agreement shall relieve Licensee nor any User from its obligations accrued hereunder.  Licensee and ALL Users agree that their respective obligations and duties under Sections 2.C., 2,D., 4, 11, 12, 13, 14, 17, 18, 21, as well as any rights, obligations and duties which by their nature extend beyond the termination or expiration of this Agreement shall survive any termination or expiration and remain in effect for a period of three (3) years thereafter or the period specified in this Agreement, if longer in order to protect the trade secretes and proprietary rights of Company.
E.	Governing Law.  This Agreement shall be governed by and construed under the laws of the United States and the State of Florida as applied to agreements entered into and to be performed entirely within Florida between Florida residents.  
F.	Venue.  In the event of any legal proceedings arising out of this Agreement or the performance thereof, Licensee agrees and consents to the exercise of personal jurisdiction over Licensee by any state or federal court of law or equity located in Lake County, Florida or Orange County, Florida, respectively.  Licensee shall not initiate any legal proceeding arising out of this Agreement or the performance thereof in any jurisdiction other than the state or federal courts located in Lake County, Florida, or Orange County Florida, respectively. 
G.	Injunctive Relief.  A breach of this Agreement by Licensee with regard to the Platform,  Company Technology, Company Server, Content, any intellectual property right, or confidentiality or proprietary information relating to Company shall cause irreparable injury to Company for which Company may not have an adequate remedy at law.  Therefore, in the event of any such breach or threatened breach, Licensee agrees that Company shall be entitled to seek any injunctive relief necessary to prevent or cure such breach including temporary and preliminary relief, permanent injunctions and/or relief by order of specific performance), without posting of bond or other security or proof of irreparable harm at Licensee’s expense.
H.	Time for Bringing Action.  Licensee may not bring a legal action under this Agreement more than one year after the cause of action arose, except for interpleading Company in actions brought against Licensee, in which case the applicable statute of limitations shall apply.
I.	Attorneys' Fees. In any action to enforce this Agreement, the prevailing party shall be awarded all court costs and reasonable attorneys' fees incurred, including such costs and attorneys' fees incurred in enforcing and collecting any judgment.
J.	Force Majeure. Except for the payment of money, neither party will be liable for any failure or delay in performance under this Agreement due to fire, explosion, earthquake, storm, flood or other weather, unavailability of necessary utilities or raw materials, war, insurrection, riot, act of God or the public enemy, law, act, order, proclamation, decree, regulation, ordinance, or instructions of Government or other public authorities, or judgment or decree of a court of competent jurisdiction (not arising out of breach by such party of this Agreement) or any other event beyond the reasonable control of the party whose performance is to be excused.
K.	Assignment. Company may assign this Agreement without restriction, provided the assignee agrees in writing to be bound by the terms of this Agreement. Licensee may not assign this Agreement, whether by operation of law or otherwise, without the prior written consent of Company.
L.	Relationship of the Parties. The parties to this Agreement are independent contractors. There is no relationship of agency, partnership, joint venture, employment, or franchise between the parties. Neither party has the authority to bind the other or to incur any obligation on its behalf.
M.	Non-Exclusive Relationship:  The Agreement in non-exclusive.  Licensee expressly understands that Company may provide similar or identical Platform, Company Technology, Content or the like to third parties who may compete with Licensee.
N.	Publicity.  Company may use the name and identify of License or any User as a Company customer, in advertising, publicity, or similar materials distributed or displayed to prospective customers.
O.	Rules of Construction.  As used in this Agreement, all terms in the singular shall be deemed to include the plural, and vice versa, as the context may require.  The words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Agreement as a whole, including the Addendums, Exhibits and Schedules hereto, as the same may from time to time be amended or supplemented.  The word “including” when used herein is not intended to be exclusive, or to limit the generality of the preceding words, and means “including, without limitation.”
P.	Allocation of Risk. The sections on limitation of liability, warranties and disclaimer of warranties allocate the risks in the Agreement between the parties. This allocation is an essential element of the basis of the bargain between the parties.
Q.	Construction of Agreement. This Agreement has been negotiated by the respective parties hereto and their attorneys and the language hereof shall not be construed for or against any party. The titles and headings herein are for reference purposes only and shall not in any manner limit the construction of this Agreement, which shall be considered as a whole.
R.	Counterparts. This Agreement may be executed in two counterparts, each of which shall be deemed an original, but both of which together shall constitute one and the same instrument. If this Agreement is executed in counterparts, no signatory hereto shall be bound until both the parties named below have duly executed or caused to be duly executed a counterpart of this Agreement.
S.	Entire Agreement. This Agreement, including all Addendums, Schedules and Exhibits to this Agreement, constitutes the entire agreement between the parties relating to this subject matter and supersedes all prior or simultaneous representations, discussions, negotiations, and agreements, whether written or oral.  The Parties acknowledge and warrant that there are no intended third party beneficiaries of this Agreement

Addendum A Definitions

Activation: when the Company dispatches or causes the dispatch of a unique User name and password combination for a User in response to the User Status process.

Agreement: the Application Service Provider Agreement entered into between Company and Licensee or User, through any medium, and includes any schedules, addendums, exhibits and online modifications thereto made from time to time.

Business Day: a day that banks are open for business in New York, New York.

Company: Netware Technologies, LLC, a Delaware Limited Liability Company.

Company Server: serving computers, hardware, operating system, software, configuration of operating system and or software, content, graphics.

Company Technology: the Platform, serving computers, hardware, operating system, software, configuration of hardware, operating system and/or software, content, graphics products, services, processes, techniques, methods, algorithms, source code, user interfaces, know-how, techniques, designs, intellectual property and other tangible or intangible material or information.

Compliance Program Documents: Written Supervisory Procedures, Ethics Codes, AML Procedures, Privacy Policies and Business Continuity Plans.

Content: the audio and visual information, documents, software, products and services contained or made available to Licensee or User in the course of using the Platform.

Damages: liabilities, damages, awards, settlements, losses, claims and expenses, including reasonable attorney’s fees and expenses and costs of investigation.

I Accept: the option presented upon login to the Platform to agree to the current online version of the Agreement, and any modifications thereto the Company may institute from time to time.

Intellectual Property: any patent, design right, copyright, trade name, trademark, graphics, logo, service mark (and any application or registration respecting the foregoing), database right, trade secret, know-how and/or other present or future intellectual property right of any type, wherever in the world enjoyable.

Laws: any statutes, regulations, rules or orders of any government, administrative authority or court.

Licensee: the individual who selected “I accept” and any employees, independent contractors, officers, directors, agents, assigns, shareholders, partners, members or other beneficial owners of said entity (collectively referred to as Affiliate) and any employee, independent contractor, officers, directors or beneficial owners of an Affiliate.

Logo: means the graphic in a size and position clearly readable and understood by the viewer to depict Company or its designee, which may change from time to time.

Initial Term: the initial period during which you are obligated to pay for the Platform.

Intellectual Property Rights: means unpatented inventions, patent applications, patents, design rights, copyrights, trademarks, service marks, trade names, domain name rights, mask work rights, know-how and other trade secret rights, and all other intellectual property rights, derivatives thereof, and forms of protection of a similar nature anywhere in the world.

Network Operations Center: A data center maintained by the Company over which the Company maintains complete dominion and control.

Person: any individual, corporation, limited-liability company, partnership, firm, joint venture, association, joint-stock company, trust, or other entity or organization, including a government or political subdivision or an agency or instrumentality thereof.

Platform: the Company Technology that may take the form of the Web Based Compliance Program Document Assembly, Publishing and Management System, which includes the systems, software, programs, Internet web pages, data, analyses, screens, manuals and other information of any kind contained, accessed through or pertaining to Company Technology, as well as all updates, enhancements and modifications thereto.  Without limiting the generality of the foregoing, the Platform shall include:  (i) databases of data and analyses, and updates thereto, accessible via the Company Technology (the "Database"); (ii) the format and organization of information entered or uploaded to the Platform (“User-Entered Information”), and the integration of such User-Entered Information with the Database; (iii) any source code, text, screens, scripts, other computer programs and associated documentation that provide a graphical user interface and system to store, process, retrieve and output information contained in either or both the Database and the User- Entered Information (the "Programs"); (iv) the format and organization of information output by the Platform; and (v) Internet web page reports, spreadsheets, graphs, charts, documents and other materials, whether in printed, electronic or any other form, that contain copies of all or part of the Database or User-Entered Information, together with any works derived from such materials ("Product Output").

Proprietary Information: the Platform and Company Technology, including, without limitation, any modifications, enhancements and updates, and any originals and copies thereof, in whole or in part, and all intellectual property rights therein.

User: an individual who acquires access to the Platform.

Platform Data: any data, information or material contained in the Platform.

By requesting access I affirm that all the information provided is true, and agree to the Terms of Use Agreement.

Yes I Agree No I do not agree

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